Managed Investments

Your cash
working harder.

Your cash
working harder.

One portfolio built for money you want to keep accessible, under the account you already use.

Australian Financial Service Licence 421789.

Partners

Partners

Built for accessible cash

Cash+ is built for money you want to keep accessible. Rather than chasing bank bonus rates or moving money between accounts to keep it earning, you put it in a single portfolio that's managed and monitored every day by our professional investment team, using high-quality building blocks from leading global asset managers.

  • Put idle cash to work.

  • No transaction costs.

  • No minimums, no lock-ins, no exit penalties.

  • Easily accessible, withdraw anytime.

  • Built on best-in-class, low-cost ETFs.

  • Managed by our professional investment team, not left to an inferior bank rate that quietly erodes over time against inflation.

Cash+

Your cash, working harder. Built for money you want to keep accessible.

4.6% /p.a.

Est. distribution yield

Fee from 0.05% p.a., min. $3/month

Asset mix: cash and short-term credit ETFs

The advertised yield is not guaranteed and may change overtime. The value of your investment can go down as well as up and you may get back less than you invest. Past Performance is not a reliable indicator of future performance.

Rob Wilson, CFA, Director of Investment Strategy

How Cash+ works

Two minutes with our investment team on where your cash actually sits, how it earns, and what you pay for it.


No jargon, no assumed knowledge. If you've only ever kept cash in a bank account, start here.

What you could build

A transparent annual management fee.

No transaction fees inside the portfolio, no performance fees, and no surprises.

Your fee tier is based on your total Selfwealth balance - Brokerage, Managed Investments, and Cash combined.

Cash+

A$20,000
A$500
10 years

Projected value

A$106,175
Black Tier

Based on a 4.6% p.a. target return, net of fees. Not guaranteed.

  • Blue: $0 - 100K

    Cash+
    0.25% p.a

  • Black: $100K - $500K

    Cash+
    0.20% p.a

  • Gold: $500k - $1M

    Cash+
    0.15% p.a

  • Platinum: $1M - $5M

    Cash+
    0.10% p.a

  • Diamond: $5M+

    Cash+
    0.05% p.a

What you could build

One transparent management fee - no performance fees and no surprises.

Cash+

A$20,000
A$500
10 years

Based on a 4.6% annual rate of return. Value shown after fees based on the displayed tier with income reinvested. Returns are not guaranteed and may change overtime. Past performance is not a reliable indicator of future performance.

Projected value

A$106,175
Black Tier

Your fee tier is based on your total Selfwealth balance - Brokerage, Managed Investments, and Cash combined.

Tier

Balance

Management fees

Blue

$0 - $100K

0.25% p.a.

(min. $3/month)

Black

$100K - $500K

0.20% p.a.

Gold

$500K - $1M

0.15% p.a.

Platinum

$1M - $5M

0.10% p.a.

Diamond

$5M +

0.05% p.a.

PERFORMANCE

The numbers, not the promises

Net returns since each portfolio launched.

Performance
Return
(net of fees)
Portfolio
actual
Portfolio
simulated (modelled)
1 month
-
0.35%
3 month
-
1.07%
6 month
-
2.11%
1 year
-
3.86%
3 year (% ann.)
-
4.04%
5 year (% ann.)
-
3.14%
Value of AUD$10,000simulated (modelled)^
$9,000$10,000$11,000$12,000$13,000Sep 18Sep 20Sep 22Sep 24Sep 26
Performance
Return
(net of fees)
Portfolio
actual
Portfolio
simulated (modelled)
1 month
-
0.35%
3 month
-
1.07%
6 month
-
2.11%
1 year
-
3.86%
3 year (% ann.)
-
4.04%
5 year (% ann.)
-
3.14%
Value of AUD$10,000simulated (modelled)^
$9,000$10,000$11,000$12,000$13,000Sep 18Sep 20Sep 22Sep 24Sep 26

The performance shown combines actual and simulated performance. The start date reflects the inception date of the most recently launched ETF included in the model portfolios. From that date, performance is based on the actual historical returns of the underlying ETFs. Performance shown prior to that date is simulated and does not represent actual performance. Past performance is not a reliable indicator of future performance. View the Cash+ fact sheet for more detailed information.

How it works

  1. 1. Explore Portfolios

    Let our Digital Adviser match a portfolio to you. No adviser fees.โ€จโ€จNo upfront costs.

  2. 2. Fund it

    Move money into your Selfwealth Cash account from your linked bank account and fund the portfolio. No minimum to start, and setup takes under five minutes.

  3. 3. Let the experts handle it

    Selfwealth's investment team manages the portfolio day to day. You see the holdings, the performance, and your returns in your Selfwealth dashboard.

  4. 4. Stay in control

    Add money, withdraw, or close the portfolio whenever you want. No transaction fees. No lock-up. No exit penalty. Your money stays yours.

Expertly Managed

Selfwealth's Managed Investments are powered by Syfe, a global investment platform built by professionals from JP Morgan, Goldman Sachs, Morgan Stanley and UBS.

  • 400,000+ global investors

  • A$21 billion+ in funds under management

  • Regulated across Australia, Singapore, and Hong Kong

  • 70+ years combined investment experience.

Available in the account you already use. Same login, same platform.

How it works

1

1

1

Explore portfolios

Explore portfolios

Let our Digital Adviser match a portfolio to you. No upfront costs.

2

2

2

Fund it

Fund it

Move money into your Selfwealth Cash account from your linked bank account and fund the portfolio. No minimum to start, and setup takes under five minutes.

3

3

3

Let the experts handle it

Let the experts handle it

Selfwealth's investment team manages the portfolio day to day. You see the holdings, the performance, and your returns in your Selfwealth dashboard.

4

4

4

Stay in control

Stay in control

Add money, withdraw, or close the portfolio whenever you want. No transaction fees, No lock-ups. No exit penalty. Your money stays yours.

FAQs

What is Cash+ and how does it work?

Cash+ is a cash management portfolio that invests in high-quality, short-term ASX-listed ETFs designed to provide attractive, regular income while keeping movement in your investment value low and your money accessible at any time. Your money is managed by Selfwealth's investment team, so you don't have to pick or trade the underlying investments yourself.

What yield can I expect from Cash+?

Can I withdraw my money from Cash+ whenever I want?

What is yield?

How much does Cash+ cost?

What's the difference between taking income as cash or reinvesting it?